Welcome to the Homebuyers Education Series! Our goal is to educate people about key points when it comes to buying a home. This three part series will offer information for new homeowners and future homeowners, regardless of if this is your first purchase or if you’ve bought and sold a home before!  You can attend all three sessions or only the session(s) you feel are applicable to you and what you are looking to learn. Sessions can be attended either in person or via Zoom!

Financing (Wednesday, 5/15 @ 6:00pm) w/Jennifer Deschene & Jason Carlisle

10 Things you should NOT do when applying for a mortgage.

What you SHOULD do when preparing to finance a home.

Mortgage Products - What loan is right for you? One size does not fit all when it comes to mortgages.

The Search and finding the right agent for you (Monday, 5/20 @ 6:00pm) w/ Pam Willette

Finding a real estate agent - why this is important!

Creating a checklist of wants vs needs

Creating a competitive offer

Inspections

Appraisals

Preparing for closing

Insurance (Wednesday, 5/22 @ 6:00pm) w/Jeremie Raymond

How insurance companies determine the coverage you need.

Ins and outs of your homeowners policy.

Common things your homeowners policy DOES and DOES NOT cover.

Where does insurance fit in, in the closing process?

Classes will be held on May 15, 20 and 22 from 6-8 pm.  These classes will be held in person and also through zoom.  You will receive an email several days before the class with the zoom link.

Have you ever wanted to learn the guitar but simply find it difficult to find the time? In just a few hours you can learn enough about playing the guitar to give you years of musical enjoyment. This crash course will teach you some basic chords and get you playing along with your favorite songs right away. Bring your acoustic guitar. Class limited to 9 students. Students age 13+ are welcome. Don Pride is a professional musician, teacher and composer who plays throughout the United States. He is a member of the Portland Jazz Orchestra and leads The Don Pride Band. Don teaches at the University of Southern Maine, St. Joseph’s College, the Portland Conservatory of Music and in his private studio. 

Have you ever wanted to learn the guitar but simply find it difficult to find the time? In just a few hours, you can learn enough about playing the guitar to give you years of musical enjoyment. This crash course will teach you some basic chords and get you playing along with your favorite songs right away. Bring your acoustic guitar. Students age 13+ are welcome. Don Pride is a professional musician, teacher, and composer who plays throughout the United States. He is a member of the Portland Jazz Orchestra and leads The Don Pride Band. Don teaches at the University of Southern Maine, St. Joseph’s College, the Portland Conservatory of Music and in his private studio.

Wednesday, 5/15, 6:00pm-8:30pm, GMS, $59 (includes $29 book fee)

Mid Coast Maine has one of the most beautiful coastlines in the world, but within the beauty are hazards that can quickly ruin your day on the water. Geography, tides and weather can combine to make even the most experienced mariner opt to stay ashore. Coast Guard Auxiliary Flotilla 2-5, located in Boothbay Harbor, Maine, offers an introduction to navigation course that can help recreational boaters cruise the area.

The basics of coastal navigation are covered using the chart of the Boothbay area. What we cover applies to all National Oceanic and Atmospheric Administration (NOAA) navigation charts. Navigating Mid Coast Maine covers the basics of navigation and trip planning while taking you to the far corners of the local “Cape Small to Pemaquid” #13293 chart. Our experienced instructors have hundreds of hours cruising the waters covered in this course as recreational boaters and on the water conducting Coast Guard Auxiliary patrols. They are certified CG Auxiliary Small Boat Coxswains and Boat Crew members as well as local residents.

Topics include basic navigation using both traditional paper charts and various electronic chart formats, understanding navigational aids, and buoy systems. Problem sets will help you understand the building blocks of course planning including exercises on tides; time, speed, distance; and course layout and labeling. To take the course you need either a printed chart or access to an electronic chart of the Boothbay Harbor area.

Paper Chart and Nav Tools: We recommend charts printed on quality paper so you can draw (and erase) course lines using a pencil and add information easily. The NOAA chart of the area is The Three Rivers Chart (#13293). In addition two charting tools are recommended. The chart and tools may be purchased separately at the start of class. The chart costs $30. Along with a paper chart you should have two navigational tools. One is a divider (compass) cost: $10. The other is a roller plotter or parallel rule cost $35.

You will learn how to make a selection of bath and beauty products perfect for the home spa experience. In the class, we will make all natural solid lotion bars, cleansing sugar scrub cubes and dry face masks. You will leave the class with 2 mini solid lotion bars, a jar of cleansing sugar scrub cubes and a dry face mask. You will also leave with the recipes used in the class.

Wednesday, May 15, 6-7:30pm

Registration Fee: $31

Material Fee: $20, paid to instructor at class by cash/check

A Path to Personal Growth

Tarot cards have enormous personal meaning for us because they reveal a pattern that enables a deeper understanding of ourselves. Examine the Major Arcana's enduring meanings and how they relate to the Minor Arcana in this introductory course. Along with looking at straightforward layouts and individual readings, we'll try out some imaginative card games. Without a doubt, what we learn in this comprehensive course will give us a window into our innermost intuitive selves.

Required: Tarot Deck (preferably Rider Waite Smith Tarot Deck (available on Amazon, Flourish in Biddeford or Leapin’ Lizards in Portland).

Recommended: 78 Degrees of Wisdom by Rachel Pollack.

Margaret Jones, M.Ed., tarot reader, educator and award-winning storyteller, facilitates seminars as a national trainer to assist individuals on their path to self-discovery. She is the author of Walking Sacred Sites: Listening to the Stories, a collection of articles about her journeys to sacred places across the world.