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Personal Finance
in Personal Enrichment
Financial Planning and Control
with Mind Edge, RSU 19 Adult Education

Decision-making within an organization often hinges on the numbers. So what financial tools do managers need to be familiar with to make sound, defensible decisions? This introductory-level course is meant to teach finance concepts to non-financial managers, and considers tools for decision-making such as cost benefit analysis, break even analysis, and Balanced Scorecard. The course also teaches the basic finance concepts such as return on investment (ROI), fixed and variable costs, and payback period.
Follow this link to register: https://catalog.mindedge.com/rsu19/courses/1135/financial-planning-and-control
Use Code summer2025 for a 10% discount
How to Read a Financial Statement
with Mind Edge, RSU 19 Adult Education

Financial statements can look intimidating and, as a non-financial manager, you may feel like ascertaining the right conclusion from a financial statement is like finding a needle in a haystack. This course covers financial reports and their meaning. You will learn the fundamentals and importance of the income statement, balance sheet, and statement of cash flows, and how they can be used to manage a business. You will also be exposed to financial (ratio) analysis.
Follow this link to register:https://catalog.mindedge.com/rsu19/courses/1002/how-to-read-a-financial-statement
Use Code summer2025 for a 10% discount
What is Assisted Living?
with Kaitlyn Morse, Noble Adult & Community Education

Are you or someone you know new at navigating information on the different kinds of assisted living out there? Kaitlyn Morse, founder of Maine Aging Partners, understands the difficult road many face when looking into assisted living and wanted to do something to help families and loved ones navigating what assisted living is (and isn't). During this one-night presentation, she’ll discuss how it gets paid for and a roadmap for your loved ones to set expectations for the process. After the presentation, Kaitlyn will have time for a Q&A.
Please note: All information shared covers what independent living, assisted living, memory care, and nursing home facilities look like in Maine and may not apply to sites in other states.
Minimum: 4 | Maximum: 10
Myths of Medicare
with Tyler Kretschmar, Noble Adult & Community Education

Reviews the basics and coverage levels of Medicare
• Coverage of Part A, B, C and D
• When to sign up
• How to sign up
• The differences between Medicare advantage and Medicare supplement
Will run
Know Your Numbers for Retirement
with Anthony Corsino, Wells-Ogunquit Adult Community Education

How much will you need? Learn how to calculate the amount of money you need to retire comfortably, based on your unique lifestyle and financial situation. Get step-by-step guidance through the process of determining your retirement "number." Gain a clear understanding of your current financial position and what's required to bridge the gap between where you are and where you want to be. Through engaging exercises, take stock of your income, expenses, and savings, and develop a personalized plan for reaching your retirement goals. Leave feeling empowered and motivated to take actionable steps towards securing your financial future. Please bring a notebook/pen and a calculator.
Instructor: Anthony Corsino
Estate Planning and Revocable Trusts & Irrevocable Trusts
with Noble Adult & Community Education

This class will begin with an overview of basic estate planning, including Wills,Powers of Attorney, Health Care Directives, etc. The class will then delve into,learning how revocable trusts can help avoid probate and protect your privacy, andhow irrevocable trusts can protect your assets from nursing home or Maine Care(Medicaid) liens. Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children.
Kathryn Bedell is a lawyer in York, Maine and has been practicing for 31 years. Her practice focuses on estate planning, asset preservation, and probate matters.
Wills and Trusts
with Sarah Neault, Wells-Ogunquit Adult Community Education

Gain a comprehensive overview of estate planning processes. You will receive information about intestacy, guardian/ conservatorship, wills, trusts, estate taxation, durable financial Powers of Attorney, advance health care directives and MaineCare (Medicaid/Nursing Home issues).
INSTRUCTOR: Sarah B. Neault Sarah practice areas include estate planning, probate administration, and trust preparation and administration, as well as some real estate transactions. Sarah is a graduate of New England School of Law, Boston, MA, J.D. Degree, 2008, and Northeastern University, Boston, MA, Criminal Justice Degree, Cum Laude, 2002.
Accounting Fundamentals Series
with ed 2go, Kittery Adult Education
To register or for more details visit:
https://www.ed2go.com/kae/online-courses/accounting-basics/
Accounting Fundamentals
In this course, you'll learn the basics of double-entry bookkeeping, as well as how to analyze and record financial transactions. You'll get hands-on experience with handling accounts receivable, accounts payable, payroll procedures, sales taxes, and various common banking activities. We'll cover all the bases, from writing checks to preparing an income statement and closing out accounts at the end of each fiscal period.
Accounting Fundamentals II
This course will build on the knowledge you gained in Accounting Fundamentals, to provide you with a solid understanding of corporate accounting practices. You'll explore such topics as special journals, uncollectible accounts receivable, plant assets, depreciation, notes and interest, accrued revenue and expenses, dividends, retained earnings, and various financial reports for corporations.