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Personal Finance

in Personal Enrichment

Revocable Trusts & Irrevocable Trusts – Are They Right for You?


with Kathryn Bedell, Marshwood Adult & Community Education

Calendar Dec 7, 2021 at 6 pm, runs for 1 week

Learn how revocable trusts can help avoid probate and protect your privacy, and how irrevocable trusts can protect your assets from nursing home or MaineCare (Medicaid) liens.  Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children. Kathryn Bedell is a law partner at Ballou & Bedell in York and has been practicing for 30 years. Her practice focuses on estate planning, asset preservation, and probate matters.


It is recommended that students take the basic estate planning class first.

Full Course

Map & Compass Level 2


with Alice Bean Andrenyak, Merrymeeting Adult Education

Calendar Dec 7, 2021 at 7 pm, runs for 2 weeks

After a review of the basics of reading a topo map, finding our location, and creating bearings using our topo maps, we’ll focus on trip planning using old and new tools. Also presented are challenges to try outside using some of the navigation by compass tricks of the trade after practicing indoors in class. A compass never runs out of batteries or fails to connect with a satellite. Students should have reliable internet and an audio- and video-enabled device to participate. No discounts.

Know your Medicare Alphabet


with Al Minthorn, York Adult Education

Calendar Jan 11, 2022 at 5:30 pm
4 additional sessions through May 9, 2022

This course provides an overview of “how” to transition into senior health insurance (Medicare). Items covered: SSA forms; the “parts” of Medicare; timelines - how and when to apply; avoiding penalties and pitfalls; how to shop for plans.


Preparing Your Estate Plan


with Mark Morrison, Windham/Raymond Adult Education

Calendar Dec 8, 2021 at 6 pm, runs for 1 week

Do you know where your assets will go when you die? If not, this seminar will help you and your family plan for the future and show you how an estate plan puts you in control. This seminar focuses on strategies you can use to care for the people and things they love most and how to leave a lasting and meaningful legacy.

Presenter: Mark Morrison, Financial Advisor, Ameriprise Financial
Wednesday, 12/8, 6:00 - 7:30 PM
Location: WRAE - Learning Center
Fee: Free

Will run

Life Insurance


with Zack Conley, Westbrook Adult Education

Calendar Dec 9, 2021 at 5:30 pm

Join Zack to hear about the importance of life insurance. He will give the basic 101 class about how life insurance works and will start digging into the difference between Term and Permanent coverage and how especially younger people can take advantage of making your life insurance an asset rather than a liability. This class will focus on why at different ages it may be important to look at different types of insurance and why its important to choose a reliable company who will work with you during the long run. We will focus on how to efficiently work through the underwriting process and how it is possible to make a life insurance policy part of your overall retirement and estate planning plan.

Identifying Fraud & Scams (Dec.) in-person class
Online Registration Unavailable

Identifying Fraud & Scams (Dec.) in-person class


with National Digital Equity Center, RSU 24 Adult Education

Calendar Dec 14, 2021 at 10 am

Please call to register:  207-422-4794.

Learn about the different types of internet fraud and scams, the dos and don’ts of protecting yourself online and what to do if you have experienced online fraud or abuse. This class is part of the NDEC Aging Well with Technology Curriculum – Protecting Your Online Presence, designed with those 55+ in mind.  Pre-registration is required.

H - Rules of the Road of Investing Seminar (in person or via Zoom)


with Rob Smith, Orono-Hampden-Old Town Adult Ed Partnership

Calendar Jan 6, 2022 at 6 pm

Rules of the Road of Investing Seminar (in person or via Zoom)

Robert L. Smith, Financial Advisor for Edward Jones

The Rules of the Road presentation introduces the Edward Jones' 10 Rules of the Road to investing. Participants will learn: The most common investing mistakes and how to avoid them. Investing strategies to help reach their longterm goals. What they can do now to prepare for retirement.

Thursday, January 6           6 - 7:30 pm            Cost: $8

Leave It, Move It, Roll It, Take It


with Fred Diehl, York Adult Education

Calendar Jan 11, 2022 at 6 pm

Leave It, Move It, Roll It, Take It: Know Your Employer Retirement Plan Options is a 40-minute educational program that outlines the potential advantages and disadvantages of various retirement plan distribution options.

These classes are in person at the York Adult Education, or livestreamed on your computer.

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