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Personal Finance
in Personal Enrichment
Spending, Saving, Planning
with Lisa Blanchette, Sanford Community Adult Education
PLEASE NOTE: THE DATES LISTED FOR THIS COURSE MAY BE DIFFERENT THAN ORIGINALLY ADVERTISED. THE DATES CURRENTLY LISTED ARE TENTATIVE. PLEASE! GO AHEAD AND REGISTER - WE WILL SORT IT ALL OUT AND NOTIFY YOU OF ANY CHANGES!
Curriculum designed by the National Endowment for Financial Education. This class is a guide to financial readiness, designed to help participants gain money management skills with a basic approach to spending, saving, and planning.
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Medicare 101-Apr.
with Catherine Slye, Mid-Coast School of Technology Adult Education
(Due to COVID-19, our spring courses may not run as expected. Please call our Adult Ed line for an update: 207-596-7752 ext3.)
Determining which Medicare plan you need can feel like a maze of uncertainty. You will be provided information regarding Medicare, Medicare prescription drug coverage, Medicare Advantage plans, Medicare Supplemental plans, and tips on how to save money, avoid paying penalties and how to navigate through the process with more confidence. Catherine Slye-Erickson is the Aging and Disability Resource Counselor for Spectrum Generations, a non-profit organization. This is a Thursday evening class.
Free but you must call 596-7752 opt.3 to register.
Homebuyers Class
with Marjorie Millett, MSAD 52 Adult & Community Education
Buying a home is exciting, and it can also be a bit overwhelming - there's a lot to learn! We've got you covered. Studies show that people who complete a homebuyer education course are better prepared as buyers and more successful as homeowners.
In many cases, completion of a homebuyer education program is necessary in order to be approved for a mortgage. Community Concepts is a HUD Approved Counseling Agency.
Classes are taught by hoMEworks approved educators to prepare you for the challenges and opportunities ahead.
Students need: A notebook, a pen and please bring your own lunch.
Foundations of Investing
with Fred Diehl, York Adult Education
This overview of investing includes key terms and types of investments, the basic features of bonds, stocks, packaged investments, and the importance of asset allocation.
Medicare 101 May W20
with Courtney Cowan, Mid-Maine Regional Adult Community Education
Medicare is not one size fits all. Are you new to Medicare? This session will review a wide variety of information to help you navigate the waters. We will review how to obtain Medicare, when you are eligible and many other important topics including supplemental insurance to compliment original Medicare. If you are currently enrolled in Medicare come get a refresher on the basics and better understand the choices available to you and when you can make changes. There are many different products and carriers available as well as various enrollment periods, which give you the opportunity to change your policy if appropriate. Anyone with questions about Medicare will find this class helpful. Limit 20 students.
Basic Investing & First Time Home Buyer
with Mark Morrison, Westbrook Adult Education
Join Mark for this very informative workshop to discuss the Process of Buying a Home from soup to nuts.
They will cover:
- Are you ready to buy a home
- Benefits to Homeownership Rent vs Own
- Identify the right home for you
- Selecting your real estate broker - roles and obligations
- Home inspections and due diligence
- What is a pre-approval
- 5 Keys to Homeownership
- Sorting thru the many loan programs available
Mark Morrison, Financial Advisor, will be joined by Hal Inman, Mortgage Network and Rick Yost, Next Home Realty.
Elder Law - The Basics W20
with John Nale, Mid-Maine Regional Adult Community Education
This two-hour class will include discussion regarding retirement planning, advance directives, guardianships and conservatorships, second marriage family planning, long-term care and estate planning. Attorney Nale will be available after class to answer any questions as well. Limit 20 students.
Life Estate and Real Estate Planning
with Chip Griffin, Boothbay Region Adult & Community Education
Should you have a trust? Should you add your child to your deed? This class provides an overview of estate planning & what to consider when developing your estate plan. Topics include: estate planning documents such as wills, trusts, powers of attorney, gift and estate taxes, the importance of asset titling, the role of your personal representative, how your estate plan can inadvertently affect eligibility for MaineCare-funded nursing home care, legal issues commonly faced by the elderly- including how nursing home care is paid for and choosing a financial agent. Married, single, old or young, You will learn something useful. Chip grew up in Boothbay Harbor and has practiced law here for 30 + years
Will run