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Maine Adult Education

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Personal Finance

in Personal Enrichment

Business Planning:Moving from Idea to Action


with David Nosnik, York Adult Education

Calendar Mar 13, 2023 at 6 pm

In this class, we will provide you with practical information to transform your idea into reality including choosing the right legal structure (sole proprietor, LLC, Corporation), name, and location, as well as how to obtain the necessary permits and licenses to operate your business. We will also teach you how to write a business plan to guide you on the path to success.

College Financial Aid 101: FAFSA, Forms, and EFC


with Joshua Bartlett, York Adult Education

Calendar Mar 13, 2023 at 6:30 pm
1 additional session on May 8, 2023

Filling out college financial aid forms is one thing, but how do you prepare for it? It's important to know the impact of income and asset types before filling out forms, otherwise thousands of dollars in potential aid may be missed.

Making Smart Medicare Choices


with Southern Maine Agency on Aging, Windham/Raymond Adult Education

Calendar Mar 14, 2023 at 5 pm, runs for 1 week
1 additional session on May 9, 2023

This second part to the Welcome to Medicare course will cover the most used tool on, the eMedicare Plan Finder. This online web portal allows you to search approved Medicare Advantage Plans (MAPs) and all the Prescription Drug Plans (PDPs) that are available to you in your area by name, lowest cost, and more. Learn to create your own My Medicare account with an in-depth review of the features and functionality of the eMedicare Plan Finder. This course is generously offered free of charge by the Southern Maine Agency on Aging, donations to SMAA are always gratefully accepted. Only one section is required.

Will run

Hampden - Estate Planning


with Rob Smith, Orono-Hampden-Old Town Adult Ed Partnership

Calendar Mar 14, 2023 at 6 pm

Creating Your Estate Plan - Hampden Academy

Rob Smith Financial Advisor EdwardJones 

This presentation is designed to help people better understand the basics of estate planning so they can consider the options that make the most sense for their specific situations. Participants will learn what to consider when creating a will, the benefits of trusts in estate planning, how to help reduce taxes on estates and how insurance can help protect your family.

Tuesday, March 14        6 - 7 pm

Course fee: $10


Online Registration Unavailable



with ED 2GO, Franklin County Adult Education

Calendar Mar 15, 2023 , runs for 6 weeks

In this comprehensive course, you will learn the basics of double-entry bookkeeping, as well as how to analyze and record financial transactions. You will get hands on experience with handling accounts receivable, accounts payable, payroll procedures, sales taxes, and various common banking activities. Accounting Fundamentals covers all the bases, from writing checks to preparing an income statement and closing out accounts at the end of each fiscal period. Whether you’re a sole proprietor looking to manage your business finances, or you simply want to gain an understanding of accounting basics for career advancement, or for personal use, this course will give you a solid foundation in financial matters.

Online Classes

Dates: 6 weeks - March 15 or April 12

Day: Wednesdays


Elder Law – The Basics


with John E. Nale ESQ, RSU 54/MSAD 54 Adult and Community Education

Calendar Mar 15, 2023 at 6 pm

This two-hour workshop will help participants better understand the complexities of retirement planning, advance directives, guardianship/conservatorships, second marriage family planning, long-term care, and estate planning. Attorney Nale will be available after class to answer any questions you may have as you ponder the road map of elder care laws.

Individual Retirement Accounts


with Mark Morrison, Windham/Raymond Adult Education

Calendar Mar 15, 2023 at 6 pm, runs for 1 week

Why a Roth IRA, why now? We’ll outline what factors to consider before a Roth conversion. Mark will help you decide if a Roth IRA is right for you by focusing on the value of balancing taxable income with tax-free retirement income.



Retirement by Design


with John Byrne, Bangor Adult & Community Education

Calendar Mar 15, 2023 at 6 pm, runs for 1 week
Retirement by Design is a presentation that illustrates how you can translate your vision for retirement into tangible goals. Whether you are 10 or 40 years from retirement, you’ll learn investment strategies to help design the retirement you want. We’ll also discuss how you can add flexibility to your strategy to help you handle unexpected events and how you can keep your strategy on track.

Will run

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