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Personal Finance

in Personal Enrichment

Where Does All My Money Go?
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Where Does All My Money Go?

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with Ed2Go Instructor, MSAD#1 Adult & Community Education

Calendar Sep 13, 2023

Ever get frustrated that you never seem to get ahead? Are you and your family constantly arguing about money? Do you ever wonder where your money went last month? Do you have trouble saving money? Want to work on paying down your debt, but don't know where to find the money? This course will teach you the very basics of how to get control of your finances rather than letting them control you. It is the help you need before learning about investing, debt elimination, retirement or college planning. There aren't many places that you can go to learn these principles, so take advantage of this opportunity to learn online.

Start to make conscious decisions about spending and saving. Find out where your money goes. Make your own informed choices about where you want it to go. Learn how to fund your dreams and how to save money for everything from emergencies to vacations. If you have ever felt lost about where to start working on your finances, this course is for you. You can't afford not to take this course and change your habits. This course is an investment in your future and you will save the cost of the course many times over by applying what you learn.

This is an Instructor-Led course.  Dates are as follows: June 14, July 12, Aug 16 and Sept 13.

For more information or to register please click the link.

Medicare Made Clear


with Renata Lahner, Scarborough Adult Learning Center

Calendar Oct 2, 2023 at 6 pm, runs for 1 week

Learn how Medicare works! This Zoom class teaches what it covers, what it does not cover, details in differences between supplemental and advantage plans, penalties, and more! Renate Lahner, your instructor, is a licensed insurance agent with over 18 years experience helping individuals find the right Medicare coverage based on one's medical and financial considerations. 

NextGen 529 College Savings Plan


with Finance Authority of Maine, Windham/Raymond Adult Education

Calendar Oct 3, 2023 at 6 pm, runs for 1 week

NextGen 529 is Maine’s education savings plan, which many families use to prepare for higher education. Opening a NextGen 529 account for your child (or yourself) is a real investment in the future. Join FAME to learn more about saving for college, NextGen 529 and matching grants that are available for Maine residents. FAME staff will be onsite to help with account opening.



QuickBooks (Online Version)-Basics & Intermediate


with Teresa Johnson, Mid-Coast School of Technology Adult Education

Calendar Oct 3, 2023 at 6 pm, runs for 6 weeks

This live, instructor-led Intuit-approved course, is a Microsoft Office Suite course using official course material for Windows 10 online geared for beginning/intermediate users. Students will learn to navigate one of the most widely used accounting software applications for small businesses. QuickBooks is an enormous aid in paying bills, invoicing, tracking expenses, paying sales tax and creating reports to better manage a small business or company. This course provides the MOS certification pathway (no expiration) for interested students, and they may elect to take the official exam when ready. Call the Adult Ed office for separate purchase details of the required printed textbook/eBook which accompanies this course. Please, also, complete the 3-part form at this link.

Full Course

Sellers' Forum for Online Marketing


with Gary Lee, Mid-Coast School of Technology Adult Education

Calendar Oct 3, 2023 at 6 pm, runs for 4 weeks

Online sellers using EBay, Etsy, Facebook, Poshmark, or other platforms, will participate in a wide-ranging discussion in this live class. Discussions will cover tips, tricks and challenges to online marketing and sales. Bring your products to brainstorm with the group and share your experiences. Bring your own laptop or arrange in advance to borrow one from us in class.

Wills and Trusts Explained
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Wills and Trusts Explained


with Jesse Bifulco, Bangor Adult & Community Education

Calendar Oct 3, 2023 at 6 pm, runs for 1 week
This Course shows the difference between a Will and a Trust and how each is used as a tool in an estate plan. It covers the basics of a Will, Power of Attorney and Advanced Directive, as well as more complex topics such as trust use in Medicaid/MaineCare asset preservation, estate plans for blended families, and how to protect the inheritance of an adult child. Attendees will learn how estate planning techniques can be used to preserve assets and prevent family conflict. Taught with stories, the class shows attendees potential areas of loss in their own families. Maine Estate Planning and Elderlaw Attorney Jesse Bifulco is passionate about helping his clients protect their family and property. A graduate of Brooklyn Law School, he is admitted to practice law in Maine, and New York. Jesse belongs to national organizations devoted to the advancement of estate planning and elder law, as well as the Elder Law and Trusts & Estates sections of the Maine state Bar Association.

Estate and Long-Term Care Planning


with Mia Poliquin Pross, RSU16 Adult Education

Calendar Oct 4, 2023 at 5:30 pm

Back by popular demand, Mia Poliquin Pross, Esq. The time to plan is now! Should you have a power of attorney? What should you consider when drafting a will, making gifts, or transferring assets? Sometimes our actions can have consequences we didn’t know about. Laws, regulations, and healthcare issues surrounding the elderly are complicated and there are many misconceptions about how the long term care system works in Maine. Come and learn the facts and some of the things that you may want to be thinking about as you plan for the future. Mia is an Attorney from the Elder Law Offices of Kathleen Kienitz, PA.  Wednesday, October 4, 5:30-7pm. Registration: $5.

Creating Your Retirement Income


with Mark Morrison, Westbrook Adult Education

Calendar Oct 4, 2023 at 6 pm

Make determinations on how much income will be needed in retirement and how to identify potential income sources and how to make savings last.

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