Does the A, B, C and D “Alphabet Soup” of Medicare feel overwhelming? Medicare, begun in 1965, is the US health plan available to qualified people aged 65 and older, as well as some disabled people below age

This overview reviews the way Medicare covers inpatient, outpatient and prescription drug costs, explains enrollment periods and reviews the types of products designed to partner with Medicare, including supplement plans, Medicare Advantage plans and prescription drug plans. This seminar will be informative for current beneficiaries, people beginning Medicare, and the adult, children, or loved ones of Medicare beneficiaries.

Not sure what to do when buying a home? What is all that financial jargon your banker is throwing at you? MaineStream is a certified HomeBuyer Education provider for HUD and Maine State Housing Authority. Your certificate of completion allows you to access special loan programs through MSHA, FHA, and VA and is good for two years. MaineStream offers two ways for you to take a home buyer education class: To register: https://www.mainestreamfinance.org/homeownership/classes/homebuyer-education-signup/ In Person Class Fee: $35 Your date: Saturday, March 21, 2020 Your start time: 8:30am Location: Penquis, 50 North Street, Dover-Foxcroft

Medicare is not one size fits all. Are you new to Medicare? This session will review a wide variety of information to help you navigate the waters. We will review how to obtain Medicare, when you are eligible and many other important topics including supplemental insurance to compliment original Medicare. If you are currently enrolled in Medicare come get a refresher on the basics and better understand the choices available to you and when you can make changes. There are many different products and carriers available as well as various enrollment periods, which give you the opportunity to change your policy if appropriate. Anyone with questions about Medicare will find this class helpful. Limit 20 students.

Translate your vision for retirement into tangible goals. Whether you are 10 or 40 years from retirement, learn investment strategies to help design the retirement you want, including some fexibility to your strategy to help you handle unexpected events and keep your strategy on track. Before you retire, it’s important to understand your options regarding Social Security and the impact your decisions have on your retirement. 

Learn what LTC services are, how they work and how much they cost. We will also discuss Medicare & Medicaid, and how they will, or won't, pay for care versus several different ways you can pay privately.

Tuesday, March 24, 6-8 p.m.

Course Fee: $8

The Preparing Your Estate Plan presentation is designed to help people better understand the basics of estate planning so they can consider the options that make the most sense for their specific situations. Participants will learn what to consider when creating a will, the benefits of trusts in estate planning, how to help reduce taxes on estates and how insurance can help protect your family.

To enroll in enrichment classes, participants must be at least 18 years old and not enrolled in school.

As a business owner, you probably have your hands full minding day-to-day activities. Are you taking advantage of the financial strategies and tools available to help you run your business more effectively? Join us for this class to learn strategies to help you save time, attract and retain employees, and preserve your business for yourself and your heirs. In addition, this class will have guest Hal Inman, Mortgage Network Loan Officer, to educate you about qualifying for a business loan, credit, and the types of loans to consider.

Instructor: Mark Morrison
Wednesday, 3/25, 6:30 - 8:00 PM
Location: Windham High School - Room 127
Fee: $9

Curriculum designed by the National Endowment for Financial Education. This class is a guide to financial readiness, designed to help participants gain money management skills with a basic approach to spending, saving, and planning.