Part A, Part B, C and D? It can all be so confusing! Which one covers what and how do you know what you need?  If you are turning 65 soon, this class is for you. Join Kerry as she focuses on Medicare to help you sort everything out in order to make informed decisions!  Free, but pre-registration is required.

Determining which Medicare plan you need can feel like a maze of uncertainty. You will be provided information regarding Medicare, Medicare prescription drug coverage, Medicare Advantage plans, Medicare Supplemental plans, and tips on how to save money, avoid paying penalties and how to navigate through the process with more confidence. Brooke Jansen is the Aging and Disability Resource Counselor for Spectrum Generations, a non-profit organization.

Free but you must call 596-7752 opt.3 to register.

Medicare Basics, What You Need to Know

Do you or a loved one need help understanding your options with Medicare? Did you know there are two ways to get your Medicare: Original Medicare and Medicare Advantage? When should you take Part A, Part B? Do I need a Medigap (supplement) Plan … a Prescription Drug Plans (Part D)? How do Marketplace Plans work with Medicare? Are you already enrolled in Medicare and want to better understand your choices for switching plans and potentially saving money during the Annual Open Enrollment Period? If you’ve answered YES to any of these questions, then this session is for you. Sponsored by the Southern Maine Agency on Aging our highly trained SHIP Counselors offer current, relevant, and unbiased information so that you can make an informed decision about your health insurance. This course is generously offered free of charge by the Southern Maine Agency on Aging, donations to SMAA are always gratefully accepted.

Instructor: A certified State Health Insurance Assistance Program Counselor

Section I: Tuesday, 3/5, 6:00 – 8:00 PM for 1 session

Section II: Tuesday, 4/2, 6:00 – 8:00 PM for 1 session

Section III: Tuesday, 5/7, 6:00 – 8:00 PM for 1 session

Location: Windham High School – Room 122

Fee: Free (Please pre-register online or by calling 892-1819)

A Certified State Health Insurance Assistance Program (SHIP) Counselor with the Southern Maine Agency on Aging.

This class will explore various ways to minimize the cost of education at schools offering 4-year undergraduate degrees. The information presented is geared toward students and the parents of students who are 1-4 years away from applying to college.

Wjile most adults can recite the equation of a straight line (y=mx+b), have navigated the capitals of every state and know how to navigate any awkward situation (Thanks high school!), most weren't taught basic money management skills.  But fear not!  Balancing your checkbook, selecting a new bank account or credit card, creating and maintaining a budget or doing your own taxes - I'll show you how easy it all can be and we'll have fun while doing it!  Bring a laptop if you can, but it is not necessary.

Nobody like the idea of a budget, but having one can make the difference between finishing and dropping out of a training or college program due to lack of funds.  Spend a few hours organizing your finances to see what it really costs to go to school and how you could afford it.

This seminar that discusses the economy and actions to take today. The program explores the economy, interest rates and our outlook, current market trends, strategies to prepare for volatility and the importance of balance.

Learn how to use QuickBooks 2015 to create paychecks, pay taxes, produce job costing reports, and generate forms and reports quickly and easily. Cost: $89 for 6 weeks online series - www.ed2go.com/yace Session Start Dates: 1) Feb 13 2) Mar 13 3) Apr 17 4) May 15 5)June 12 6) July 17