Thinking about starting a business but don’t know where to start? Have you been running a business but never had time to organize systems, focus on finances or social media? In this session you’ll get an overview of the offerings of the no-cost, confidential ways in which we help you build the skills to be successful in business, which includes everything from accessing capital, to making strong management decisions based on a deep understanding of your financials, to having the confidence to name your price unapologetically.

This class will cover the basics of estate planning. Topics will include: Wills, Powers of Attorney, and Health Care Directives.

Instructor: Kathryn Bedell, Esq. Kathryn is a law partner at Ballou & Bedell in York and has been practicing for 30 years. Her practice focuses on estate planning, asset preservation, and probate matters.

Join Jennifer Arsenault of Edward Jones for this one night workshop where you will learn to develop a budget and identify your financial goals.

*This is an online class. You will need high speed internet and a device with camera and microphone.This will be a Zoom class.*

Determining which Medicare plan you need can feel like a maze of uncertainty. You will be provided information regarding Medicare, Medicare prescription drug coverage, Medicare Advantage plans, Medicare Supplemental plans, and tips on how to save money, avoid paying penalties and how to navigate through the process with more confidence.  Before this Zoomed class you'll receive supporting informantion to follow along (and for your future reference). Tune into the presentation from the comfort of your home, while still seeing and interacting with the instructor. Be sure to call 596-7752 x3 to enroll in your preferred session.  Spectrum Generations is a non-profit organization; donations are always appreciated.

H - Ready or Not? Preparing for the Unexpected via Zoom

In this 35-minute program you'll learn tips on how to develop a proactive strategy for protection and preparing for the unexpected. 

Thursday, May 20, 6 – 7:30 pm Winter

Instructor: Robert L. Smith, Financial Advisor Edward Jones                                  Course fee: $7

A seminar that discusses income during retirement. We’ll explore how to budget for retirement expenses, examine potential sources of retirement income and identify ways to address potential risks.

Tuesday, 6 - 7 PM,  May 25, $15

Estate Planning – Prepare for the Uncertainties of Life Kathryn Bedell, Esq. Overview of basic estate planning, including Wills, Powers of Attorney, Health Care Directives.

H - Preparing Your Estate Plan via Zoom

This is a 60-minute seminar designed to help people better understand the basics of planning for their estate so they can consider the options that make sense for their specific situations. 

Thursday, May 27,  6 – 7:30 pm

Instructor: Robert L. Smith, Financial Advisor Edward Jones                                 Course fee: $7