Do you know how much paperwork is involved in organizing your estate? This quick overview deals with matters involving Family, Finances, Future, Funeral. You will leave with a list of resources. This is an informational seminar only. Jill Braceland has been successfully delivering seminars in organizing and writing topics to adult ed programs in the local area. Her seminars have a reputation of being interactive and practical, and are presented in an easy, friendly manner. Materials Fee $5.00/pp

#nov2024

This class will begin with an overview of basic estate planning, including Wills,Powers of Attorney, Health Care Directives, etc. The class will then delve into,learning how revocable trusts can help avoid probate and protect your privacy, andhow irrevocable trusts can protect your assets from nursing home or Maine Care(Medicaid) liens. Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children.

Kathryn Bedell is a lawyer in York, Maine and has been practicing for 31 years. Her practice focuses on estate planning, asset preservation, and probate matters.

Power Query allows you to import and shape data.  It has an easy to use interface, powerful tools to import and clean data.  

Power Pivot allows data modeling and calculations.  It easily handles millions of rows of data and has modeling tools for efficient data storage and analysis. 

Power BI (Business Intelligence) is a complete business intelligence tool.  It features incredible visual options, has simple built-in interactive options, fantastic graphs and allows easy sharing of data. The design of this course includes 2-3 hours of work with the software between sessions to gain maximum benefit from the sessions. This is an online class using ZOOM. 

Please take a few minutes to complete the survey included in your automated receipt so the instructor can tailor the course to meet your needs. 

You will want to have Microsoft Excel on your computer for this workshop and many people find it helpful to have two monitors though it is certainly not necessary to benefit from the sessions.  There are two ways to accomplish this: 1) attach an external screen to your computer (contact our program if you need technical assistance with that); 2) using two computers (one for Excel and the other for the ZOOM meeting. 

Val is a lifelong business educator and academic advisor focused on helping enrich and enhance students' educational and life purposes. He is experienced in college management and, as an adult educator, having taught at the Mid-State College and Kennebec Valley Community College. His teaching experience covers over 45 years in the areas of computer applications, accounting, and Quickbooks training workshops.

There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your student loans for a long time, join us to learn how to best manage your student loan repayment. Nikki Vachon, FAME's College Access Counselor shares pro-tips and answers questions.

There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your students loans for a long time, join us to learn how to best manage your student loan repayment. Join Nikki Vachon, College Access Counselor from the Finance Authority of Maine as she shares pro-tips and answers questions.

**Zoom link will be emailed**

Jo Ann Neal, of Allen Insurance and Financial, is a licensed insurance agent with a decade of experience helping individuals find the right Medicare coverage based on one's personal needs, budget, and risk tolerance. During this class she will help answer questions including: What does Medicare cover? What does Medicare NOT cover? When can I enroll in Medicare? What is a Medicare Advantage plan? What is a Medicare Supplement plan?

This seminar is designed to offer organizing strategies to start your downsizing efforts. Establish your project priorities, learn what supplies you might need, and set realistic time constraints. Leave with an action plan. Jill Braceland has been successfully delivering seminars in organizing and writing topics to adult ed programs in the local area. Her seminars have a reputation of being interactive and practical, and are presented in an easy, friendly manner.

Jo Ann Neal, of Allen Insurance and Financial, is a licensed insurance agent with a decade of experience helping individuals find the right Medicare coverage based on one's personal needs, budget, and risk tolerance. During this class she will help answer questions including: What does Medicare cover? What does Medicare NOT cover? When can I enroll in Medicare? What is a Medicare Advantage plan? What is a Medicare Supplement plan?