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Wills and Trusts W24
with John Nale, Augusta Adult and Community Education
Learn the difference between a Last Will and Testament and a Trust. Learn what a Last Will and Testament does that a Trust does not do, and what a Trust does that a Last Will and Testament cannot do. Also, learn how to pass your assets outside of the probate process. Attorney Nale will be available after class to answer any questions as well.
Attorney John Nale has lived in Maine most of his life and has been practicing law in Central Maine for over 40 years. The last 30 of those years have been in partnership with his brother Mark. As one of the few attorneys in Central Maine who concentrates exclusively in elder law, John speaks frequently to professional and community groups regarding long-term care planning, estate planning, advance directives, and MaineCare/Medicaid planning.
The A, B, C, and Ds of Medicare
with Barbara Hopkins, Biddeford Adult Education
Does the A, B, C and D "Alphabet Soup" of Medicare feel overwhelming? Medicare, begun in 1965, is the US health plan available to qualified people aged 65 and older, as well as some disabled people below age 65. This overview reviews the way Medicare covers inpatient, outpatient and prescription drug costs, explains enrollment periods and reviews the types of products designed to partner with Medicare, including supplement plans, Medicare Advantage plans and prescription drug plans. This seminar will be informative for current beneficiaries, people beginning Medicare, and the adult, children, or loved ones of Medicare beneficiaries.
Automobile Insurance: You know you need it, but what are you really paying for?
with Brian Arsenault, Noble Adult & Community Education
Ever wonder what your automobile insurance policy covers? Ever wonder what “Full Coverage” really means? In this seminar, we breakdown the basic automobile insurance policy and explain how the different coverages work.
Hampden - Estate Planning
with Rob Smith, Orono-Hampden-Old Town Adult Ed Partnership
Creating Your Estate Plan - Hampden Academy
Rob Smith Financial Advisor EdwardJones
This presentation is designed to help people better understand the basics of estate planning so they can consider the options that make the most sense for their specific situations. Participants will learn what to consider when creating a will, the benefits of trusts in estate planning, how to help reduce taxes on estates and how insurance can help protect your family.
Thursday, March 28 6 - 7 pm
Course fee: $10
Invest For Success
with S Blondin, Auburn Adult and Community Education
You work hard for your money. Is your money working hard for you? Are you confident in your current investment strategy? Join us to learn about the power of compound interest, managing risk, and strategically investing to reach your goals.
Nice Girls Finish Rich! A Financial Literacy Seminar for Women
with Donna Accettullo, RSU 19 Adult Education
If you think money managment is too complex, too boring or takes too much time, this course will change your mind!
What is Your Plan for Long Term Care?
with Kerry Peabody, Kittery Adult Education
Learn what LTC services are, how they work and how much they cost. We will also discuss Medicare & Medicaid, and how they will, or won't, pay for care versus several different ways you can pay privately, with a close look at how long term care insurance works.
Thursday, March 28 or May 16, 6-8 p.m.
CERTIFICATE Accounting & Finance for Non-Financial Managers
with LERN U Got Class, Sanford Community Adult Education
This is an online course.
Every successful person in the workplace utilizes financial information to aid effective decision-making. The Certificate in Accounting and Finance for Non-Financial Managers explains the financial concepts and accounting processes used in most businesses and will provide practical techniques that will increase your effectiveness and career. First, get a foundation to understand the seven steps in the accounting cycle and use financial information in decision making. Come away with the knowledge to analyze resource allocation and evaluate financial performance. Then find out what you need to know about cash. Cash is the non-financial manager who really makes a difference in the day-to-day cash activities. Discover how to maximize cash flow, learn the importance of cash and find out your role in cash flow success. Finally, acquire advanced knowledge on the financial information that drives your organization. See how business reports are assessed and analyzed. An understanding of this information will help you make smart decisions when it comes to budgeting, setting goals, and assessing performance within your own area of influence. Learn to use financial information in decision-making.
This includes three classes which may be taken individually or grouped as a certificate:
Account & Finance for Non-Financial Managers - $195
Cash is King - $195
Financial Analysis & Planning - $195
For full details, see: https://www.yougotclass.org/index.cfm/Sanford