Scholarships can go a long way in helping students cover college costs, but being successful in the scholarship application process can take some work. Learn to build and work you scholarship application plan. Try out different scholarship websites, and learn to avoid some of the challenges of the scholarship process. Students and parents interested in learning about the scholarship process are encouraged to attend.

What is cyber insurance?  In today’s world, more and more businesses are internet and social media driven.  In this seminar, we will look at how cyber insurance can protect your business from cyber-attacks, data breaches, cyber-crime, system outages, and employee mistakes.  We will also look at how different businesses need different types of cyber insurance coverage.

This is an online course.  This class can be taken anytime, anywhere during the class dates specified.

Registration can be done up to a week after class starts.

Know how to work with more advanced QuickBooks Online topics. Become capable with such skills as how to customize settings, banking, credit cards, foreign currencies, statements for debt collection, using tags, and projects.

For full details, see:  https://www.yougotclass.org/index.cfm/Sanford

If you have any questions or concerns, please do not hesitate to contact SCAE at AdultEd@sanford.org

This is an online course.  This class can be taken anytime, anywhere during the class dates specified.

Registration can be done up to a week after class starts.

How do you keep track of the day-to-day financial transactions of a business?  Whether you are looking to advance in your career, or you’re an entrepreneur, (or maybe you are a part of a family business), this course will help you if you are looking to understand the numbers.  The Basics of Bookkeeping course will help you understand, and know how to record, every penny that comes into your business and every penny that goes out of your business.  This course shows you how to create a chart of accounts that meet your needs.   All of the money you spend, and all of the money you earn, have a place to go.  How do you record them?  What are debits and credits?  What do the numbers mean?  How do I label accounts?  Even if you outsource your bookkeeping needs, you should still have a basic understanding of what happens with the money earned and the money spent.  No one should be blind to his or her finances!  In this course, you will learn where the numbers go, and why!  You will learn the bookkeeping terminology as well as what it means to keep track of the numbers.  At the end of the cycle, what do the numbers mean?  The Basics of Bookkeeping will show you how to keep track of the numbers and why!

For full details, see:  https://www.yougotclass.org/index.cfm/Sanford

If you have any questions or concerns, please do not hesitate to contact SCAE at AdultEd@sanford.org

Are you ready to find more customers and grow your business? In this hands-on workshop, you’ll learn how to quickly generate, test, and implement innovative ideas that address your unique business challenges. Ensuring you stay ahead in today's competitive market, you’ll learn proven strategies that help successful businesses thrive and avoid the pitfalls that cause 42% of small businesses to fail because they solve the wrong problem for their customers. 

Session 1 kicks off with a case study where you’ll solve a real-world challenge for a small business. Through an interactive and participatory, step-by-step process you’ll learn how to apply it to your own business.

In Session 2 the focus is on your business, guiding you to uncover new ways to attract customers, increase loyalty, and stand out from the competition. Whether you're just starting out or looking to expand, you’ll leave with practical, no-nonsense strategies you can start using right away to grow your business and avoid common mistakes. 

Instructor: Justine Bassett, MS

Justine Bassett is an experienced leader who helps businesses and organizations advance their goals with a mix of strategy, creativity, and design. She has led innovative transformations in multiple organizations such as the University of New England (UNE) and the Smithsonian National Museum of Natural History. Her business experience includes international work for large companies including MCI, Motorola and Bath Iron Works and has been a business leader at multiple small businesses and start-ups. Her business, Dynamic Foresight, provides business and strategy consulting and training to business leaders and organizations. Her work has been profiled in the Boston Globe, Downeast Magazine and Maine Magazine. In 2022, she was honored as one of Maine Magazine's “Mainers of the Year.”

What Folks Near, At, or In Retirement Need To know

Retirement doesn’t mean escaping taxes—in fact, it’s one of the top challenges you’ll face as you plan for the future and understanding them is essential to preserving your income throughout your retirement. In this workshop, we will uncover critical tax issues that can erode your retirement savings and discuss practical strategies to protect your wealth. Understanding how taxes will impact your income is essential to preserving your money throughout your retirement. You'll learn about Required Minimum Distributions (RMDs); how to calculate them and how they impact your taxes. Also, how Social Security, pensions, dividends, and interest affect your taxes. We'll even cover strategies such as Roth IRA conversions, tax loss harvesting, and how a step-up in tax basis and Qualified Charitable Distributions (QCDs) can work to your advantage. By the end, you'll have knowledge and actionable strategies to consider that may help preserve your assets, maximize tax efficiency, and make your retirement dollars last. Please bring a notebook/pen and a calculator.

Anthony Corsino, owner of Zen Financial Planning, LLC in Andover, MA, holds a BS from Bentley, a Certificate in Financial Planning from Boston University, and holds other designations and certificates from The American College of Financial Services, The College for Financial Planning, and Villanova. He teaches financial planners nationwide in multiple university programs and serves as a subject matter expert at Boston University, Regis College, and through Greene Consulting, which partners with several universities including UNH and James Madison.

Whether you're a cinephile or just like movies, come hangout, chat, and learn about the history of film and the ways that people have consumed this popular media since its conception.

Do you have children who will be looking at college in the next few years or might you be thinking of returning to school yourself? Now is a great time to start thinking about the college financial aid process and ways to boost college savings. The earlier you start, the more confident and relaxed you will feel when it's time to apply for financial aid. Join Jessica Whittier, FAME's College Access Counselor for this one-hour workshop as we talk all things paying for college.