There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your students loans for a long time, join us to learn how to best manage your student loan repayment. Join Nikki Vachon, College Access Counselor from the Finance Authority of Maine as she shares pro-tips and answers questions.

There are many different facets to the student loan program that can be powerful in helping you achieve your financial goals but also can be confusing. If you are struggling with your payments, did you know there are several income-based repayment plans as well as deferment or forbearance? Did you know you could get .25% off your interest rate if you sign up for auto-debit on your federal loans? Do you know you can work towards loan forgiveness now if you work for a non-profit, government or tribal agency? Whether you have recently graduated from college or have been repaying your students loans for a long time, join us to learn how to best manage your student loan repayment. Join Nikki Vachon, College Access Counselor from the Finance Authority of Maine as she shares pro-tips and answers questions.

Deer Isle Adult Education will be hosting a watch party in suite 1E at 43 School Street. 

Jo Ann Neal, of Allen Insurance and Financial, is a licensed insurance agent with a decade of experience helping individuals find the right Medicare coverage based on one's personal needs, budget, and risk tolerance. During this class she will help answer questions including: What does Medicare cover? What does Medicare NOT cover? When can I enroll in Medicare? What is a Medicare Advantage plan? What is a Medicare Supplement plan?

Buying your first house is truly a big deal! In this 8-hour, in person class we will cover everything you need to know about the buying process and owning a home afterwards. You will learn the steps involved in buying, how to set goals, and prepare for homeownership, explore loan products and credit, protect and grow your investment, and how to avoid being ripped off. A Homebuyers Education Certificate can help you access down payment assistance or mortgage products that require HUD-certified homebuyers education—for most organizations it’s good for two years. Register here at midmaine.maineadulted.org and the computer program will take you to the KVCAP registration site to finish the registration process—that cost will be $45. Limit 24 students.

Please register with KVCAP Housing Services Program/Kimberlee Petrey

March Registration: https://reg.planetreg.com/E1295384442582

May Registration: https://reg.planetreg.com/E131859554265 

Maximize your social security benefit by learning the ins and outs of when and how to file. Learn about your IRA and when may be the best time to file in order to maximize your income for retirement. Learn about your full retirement age (FRA) and how your date of birth affects your payout and potentially reduces your benefit. Divorcees, widows, and widowers may learn if and how they are entitled to claim benefits based on the record of their former spouses.

The Personal Finance course is required for students seeking a high school diploma at AACE. Students will learn how to manage their money, be wise with insurance, and invest and save for their future.

Questions about Medicare? Join Jo-Ann Neal for this informational seminar outlining the basics of Medicare. Jo-Ann will answer your questions including what Medicare does and does NOT cover when to enroll, the difference between MedicareAdvantage and Medicare Supplement Plans, and which plan is best for you. Following the presentation, Jo-Ann will be available for a question and answer session. Jo-Ann Neal of Allen Insurance and Financial is a licensed insurance agent specializing in Medicare. Jo-Ann joined Allen Insurance and Financial in May 2013, bringing with her 10+ years of human resources and benefits administration experience. In 2016, she earned a Benefits Account Manager certification from the National Association of Health Insurance Underwriters and became appointed to work with customers on Medicare plans.

Do you wish you had a better understanding regarding your social security benefits? Do you want to make sure you're getting the most out of your benefits? Join us to learn how!

Free but pre-registration required