How do you keep track of the day-to-day financial transactions of a business?  Whether you are looking to advance in your career, or you’re an entrepreneur, (or maybe you are a part of a family business), this course will help you if you are looking to understand the numbers. 

Understand and record every penny that comes into your business and every penny that goes out of your business. Create a chart of accounts that meet your needs.   All of the money you spend, and all of the money you earn, have a place to go.  What are debits and credits?  What do the numbers mean?  How do I label accounts?  No one should be blind to his or her finances!  

Learn where the numbers go, and why!  You will learn the bookkeeping terminology as well as what it means to keep track of the numbers.  At the end of the cycle, what do the numbers mean?  The Basics of Bookkeeping will show you how to keep track of the numbers and why!

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The short-term vacation rental community is growing worldwide and in Midcoast Maine. Are you wondering if your property has the potential for some extra income? This will be general information to help you decide if short-term renting is the right fit for you, your family, and your home. Discussion specifics will be generated by your questions, and the ins-and-outs revealed by an 8-year veteran of short-term vacation rental success. Considerations for discussion include lodging taxes, local permits, navigating the website, security and expectations.

This is a live, online Zoom class:

Would you like to get into the habit of budgeting this New Year? Join our class for a smooth ride into creating your personalized budget and learn how to handle big expenses effortlessly. Whether you're self-employed or deal with seasonal income, we've got you covered for crafting a budget that stands strong in slow months.

The goal is to make budgeting a breeze. Walk away with the skills to understand, create, and conquer your budget, along with mastering short and long-term savings goals. This class is open to all—individuals, families, young, or experienced.

Devina Iyer is a seasoned bookkeeper and personal finance enthusiast. She's helped small businesses boost their financial well-being and is now keen on sharing practical budgeting skills with more people.

Are your family and loved ones prepared to handle your affairs in the event that you can't? Join Attorney Tim Stanley for a discussion about the probate process, wills, trusts, and powers of attorney and preparing for the possibility of long term care expenses. The class will be formatted as a lecture series with the opportunity to ask questions. Provided materials are meant to supplement the in-class discussion.

Determining which Medicare plan is best for you can feel like a maze of uncertainty. In this live presentation by Jeanne McIntyre, a certified (State Health Insurance Assistant Program) SHIP Counselor, you will be provided unbiased information regarding Medicare, Medicare prescription drug coverage, Medicare Advantage plans, Medicare Supplemental plans, and tips on how to save money, avoid paying penalities and how to navigate through the process with more confidence to make an informed decision. All materials will be provided to you at the class and are yours to keep for future reference. Be sure to call MCST to enroll. Spectrum Generations, the central Maine area agency on aging, is a non-profit organization.

Offered with Maine Community Bank, Bangor Savings Bank, Norway Savings Bank, and Sebago Lakes Region Chamber of Commerce.

Are you looking for a stable, in-demand, professional career?  Join us this spring for our seven-week bank teller training certification course.  You'll receive content-area instruction from local banking professionals, work readiness skills training, and the oportunity to participate in a mock interview.  Get the knowledge and confidence to begin a successful career within the banking industry.  Please call Jessica Trimmer at 892-1819 to be included on the interest list for this exciting training opportunity!
Scholarships are available for qualified candidates.

Adulting is tough. Finances can be one of the trickiest parts of adulthood. Whether you’ve been Adulting for decades or are just getting started, banking basics, spending plans, credit scores and useful tools and apps are available to make the whole Adulting thing a little bit easier. Join Steve Kautz, Financial Education Programs Specialist from the Finance Authority of Maine for this 1-hour virtual workshop as we dive into some adulting money basics together.

Adulting is tough. Finances can be one of the trickiest parts of adulthood. Whether you’ve been Adulting for decades or are just getting started, banking basics, spending plans, credit scores and useful tools and apps are available to make the whole Adulting thing a little bit easier. Join Jessica Whittier from the Finance Authority of Maine for this 1-hour virtual workshop as we dive into some adulting money basics together.

#FAME