This class will begin with an overview of basic estate planning, including Wills, Powers of Attorney, Health Care Directives, etc. The class will then delve into, learning how revocable trusts can help avoid probate and protect your privacy, and how irrevocable trusts can protect your assets from nursing home or Maine Care (Medicaid) liens.  Discussion will include other strategies to safeguard assets from life events such as business failure or divorce of adult children. Kathryn Bedell is a lawyer in York, Maine and has been practicing for 31 years. Her practice focuses on estate planning, asset preservation, and probate matters.

Tuesday, May 14, 6:30-8:30 pm

Looking for in meaningful work? Our community needs individuals who want to make a difference in a child’s life. Children’s Behavioral Health Services are vital to Maine’s children with Intellectual Disabilities, Autism and Mental Health Disorders and their families. And the need in our area is great! As an integral part of the child’s treatment team, a Certified Behavioral Health Professional (BHP) has the opportunity to make an immediate impact while helping a child grow and develop to their full potential. We are excited to connect our community with this wonderful blended training and certificate program. This training will prepare you for employment through local social services agencies and equip you to work with children who qualify for services. The program can be started at any time and finished at your own pace. Learners must complete all 12 online modules to be eligible to attend the Live Day. Once the modules are completed, you will receive free online bloodborne pathogen training. Child and Adult First Aid & CPR certification is required. In just 40 hours, our free remote training program can get you certified and on your way to a life-changing profession. Must be a Maine resident, and at least 18 years old with a high school diploma (or equivalent) to become certified.

#CERTME

Boat America is a National Association of Boating Law Administrators certificate class that offers an in-depth and interesting boating safety course, and provides the knowledge needed to obtain a boating certificate.

Some insurance companies will also offer discounts on boating insurance to boaters who successfully complete this course.

Introduction to Boating – Types of power boats, boating vocabulary, sailboats, paddle boats, powering boats, and engine types.

Boating Law – Boat registration, regulations, hull identification numbers, required safety equipment, Federal boating law, state boating law, and reporting accidents.

Safety Equipment – Life jackets, fire extinguishers, sound-producing devices, visual distress signals, anchors, and other safety equipment.

Safe Operation and Navigation – Buoys and beacons, aids to navigation, navigation rules, docking, and the dangers of alcohol on the water.

Boating Emergencies – Hypothermia, boating accidents, man overboard, capsizing, emergency radio calls, carbon monoxide dangers, and weather.

Trailering – Types of trailers, lights, hitches, towing a trailer.

Sports and Boating – Water-skiing, hunting and hunting gear, PWC operation, and other boating tips.

#endoct

The time to plan is now! Should you have a Power of Attorney? What should you consider when drafting a will, making gifts, or transferring assets? Sometimes our actions can have unintended consequences. Laws, regulations, and healthcare issues surrounding the elderly are complicated. Come learn the facts and what to consider as you plan for the future. Jim is an attorney from the Elder Law Offices of Kienitz & Pross, PA.

Are you experiencing challenges in prioritizing and planning? Do you routinely lose important items? Do you find yourself always rushing and pressed for time? Are you neglecting your purpose, your interests, your family, self care, or something else you truly value? Do you have piles of clutter? Are you overwhelmed? 

Roz challenges you to move out of your comfort zone and gain a new awareness that empowers you to transform chaos and disorder into mindful organization. Uncover behavior patterns and routines that contribute to disorganization. Replace old habits with proven techniques that give you the freedom to be more productive, effective, peaceful, and joyful. 

* BROCHURE CORRECTION *
The time for this class is 6 - 7:30pm (not 6 - 8pm)

In this jewelry class, you will learn how to take wire and a hammer and make a very nice piece of jewelry!

This cost of the class is per person. Class is limited to children ages 12 and above. 

Materials fee: $10 per piece, payable to the instructor. 

Welcome to the Homebuyers Education Series! Our goal is to educate people about key points when it comes to buying a home. This three part series will offer information for new homeowners and future homeowners, regardless of if this is your first purchase or if you’ve bought and sold a home before!  You can attend all three sessions or only the session(s) you feel are applicable to you and what you are looking to learn. Sessions can be attended either in person or via Zoom!

Financing (Wednesday, 5/15 @ 6:00pm) w/Jennifer Deschene & Jason Carlisle

10 Things you should NOT do when applying for a mortgage.

What you SHOULD do when preparing to finance a home.

Mortgage Products - What loan is right for you? One size does not fit all when it comes to mortgages.

The Search and finding the right agent for you (Monday, 5/20 @ 6:00pm) w/ Pam Willette

Finding a real estate agent - why this is important!

Creating a checklist of wants vs needs

Creating a competitive offer

Inspections

Appraisals

Preparing for closing

Insurance (Wednesday, 5/22 @ 6:00pm) w/Jeremie Raymond

How insurance companies determine the coverage you need.

Ins and outs of your homeowners policy.

Common things your homeowners policy DOES and DOES NOT cover.

Where does insurance fit in, in the closing process?

Classes will be held on May 15, 20 and 22 from 6-8 pm.  These classes will be held in person and also through zoom.  You will receive an email several days before the class with the zoom link.

Do you have children who will be looking at college in the next few years or might you be thinking of returning to school yourself? Now is a great time to start thinking about the college financial aid process and ways to boost college savings. The earlier you start, the more confident and relaxed you will feel when it is time to apply for financial aid. Join Jessica Whittier, College Access Counselor with the Finance Authority of Maine for this 1-hour workshop as we talk all things paying for college.