This class is designed for people who are thinking about retiring or have retired recently. Students will learn ideas to help build a reasonable and sustainable strategy for managing income and expenses during retirement, utilizing the framework of Plan for the Expected, Prepare for the Unexpected and Position the Portfolio for Both.

Are you looking for a home to fix up and live in, or for an investment property? This class will help the novice investor navigate the numerous issues that come with buying a distressed property. Industry experts will be on hand to provide information on: foreclosures/short sales/distressed properties, financing- including rehab loans, inspections, and more. Build equity and avoid the pitfalls with the knowledge you will obtain in this class. Following a short class we will board a bus to view and walk through a variety of fixer uppers. This bus tour is unique, fun and educational. You will be joined by a real estate specialist, a mortgage specialist, an inspector and a contractor. The focus is to educate participants on the realities of purchasing Foreclosures, Short Sales and Distressed Properties. This class is collaborating with Windham/Raymond Adult Education due to more properties in that area.

Is it time to stop paying rent and buy your first home? Let us help you put a plan in place. Interest rates are still historically low and there are great lender programs available. Learn the steps to home ownership: including information about interest rates and prices, low and no down payment lending programs, how much money you'll need and much more. Even if you believe that you are currently in no position to buy a home, this class will provide you with the steps to homeownership.

Over the next few years, more than 82 million North Americans will be entering retirement. Are you one of them? Whether you’re retiring now or a few years down the road, make sure you’re on track to live the retirement of your dreams. No matter where you are, armed with this simple, yet powerful retirement information, you can learn how to avoid mistakes so many others make. Underestimating the number of years your retirement might last, retiring without accumulating a big enough nest egg, withdrawing too much too soon, spending your assets down incorrectly and more.

Whether you are approaching retirement or recently retired, Standing Guard: Protect What You’ve Worked For shares strategies designed to help you guard your most valuable assets and protect your pre- and post-retirement income.

Tax-free Investing: It’s Not What You Make, It’s What You Keep is an educational program designed to inform individuals of the benefits and considerations of choosing investments that offer tax advantages.